Since 2002
Make your dream of owning a house and car come true!
CreditLife exists to help you if you have money but no credit due to your past.
Credit Life Plus offers the best credit recovery services in Newark, meeting both the simplest credit restoration needs and the most complex financial solutions.
Acting in the Market
of Recovered Points
Customers Served
of Redeemed Credit
BUSINESS HOURS
Mon – Fri, 10am to 6pm
CONTINUOUS SUPPORT throughout the credit recovery and funding process
About Us
who are the experts...
“CreditLife Plus can speed up your credit recovery time by 3-6x.”
We are Credit Life Plus, your comprehensive credit recovery solution in Newark, NJ, offering a variety of specialized services.
Our mission is to provide excellence in our services, seeking to apply the most modern and up-to-date practices in credit recovery.
Negative Accounts
Overdue Accounts
Collection accounts
Bankruptcies
Our Services
our solutions for diverse resources dificulties
We help you clean up your credit report, dispute inaccuracies, and restore your financial credibility with all three credit bureaus (Equifax, Experian, and TransUnion).
Get access to the capital you need — whether personal or business. We connect your structured profile to real opportunities for credit lines, cards, and funding.
Get access to the capital you need — whether personal or business. We connect your structured profile to real opportunities for credit lines, cards, and funding.
Start your business the right way. We help you open your LLC, obtain your EIN, and structure your company to build business credit from day one.
Why Choose Us
Legal Solutions for business and Individual
+23 Years Experience
With over two decades of experience, we’ve helped hundreds of individuals and businesses regain their financial freedom.
Highly Recommended
Our reputation speaks for itself — with consistent 5-star reviews and client referrals across the United States.
Attending all 50 USA states
No matter where you live, we serve clients across all 50 states with full compliance and local understanding.
Continuous Support
We don’t just fix your credit — we guide you through the journey with consistent updates and real-time answers to your questions.
How we work
Committed to Excellence
Contact
You reach out — we respond fast. First contact is simple, clear, and 100% confidential.
Profile Analysis
We pull your credit report, identify issues, and evaluate opportunities to recover and grow.
Document Collection
We guide you through everything we need to start correcting, disputing, and applying.
Forming an LLC
For business owners, we handle the entire process of registering — or buying — your company and preparing it for credit access.
Personalized Strategy
Your case is unique — and your plan will be too. We tailor your path based on your personal or business profile.
Execution
We apply disputes, negotiate items, and start positioning your name or business for real results.
Results
As items are removed or updated, we track your progress with monthly credit monitoring and score increases.
Profile Structuring
We help you strengthen your credit profile not just on paper, but also in how you’re perceived by financial institutions.
Funding Applying
Once your profile is ready, we guide you through applying for personal or business funding strategically.
Monitoring
We stay with you, ensuring long-term results with continuous support and report analysis.
FREQUENTLY ASKED QUESTIONS
We help individuals and businesses restore, structure, and build credit in the United States. We work with disputes, corrections, profile strengthening, and strategic access to personal and business credit.
Yes. We operate within the law, based on the Fair Credit Reporting Act (FCRA) and other American regulations. What we do is correct errors, negotiate information and apply strategies that the system itself allows — but that no one teaches you.
It depends on your profile.
We have had clients with results in 2 weeks, but the average time frame is 4 to 7 months.
In more complex cases, we work with a guarantee of up to 1 year for real credit recovery.
- Personal credit (name, score, cards, loans)
- Business credit (LLC, funding, structure)
- Credit building from scratch for those who have recently arrived in the US
The cost depends on the complexity of your case. We offer an analysis of your profile in an initial meeting and, based on this, we put together a plan with an affordable investment, payable in installments if necessary.
Not necessarily. We evaluate each case. Many people start the process with ITIN and then complement it with SSN. The important thing is to have a history or to start one correctly.
Yes. We can set up your LLC and create a business credit plan that includes an EIN, bank account, business profile, and funding access structure in your company name.
Just click on the WhatsApp button here on the website or fill out the form. Our service is human, fast and provided by people who truly understand the credit system in the USA.
Don't let a lack of credit stop you from living your dream.
Leave your details below and we will contact you to help you clear your name and recover your credit
Credit Life Plus LLC. © 2002, all rights reserved.
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Contact us by Whatsapp:
+1 (201) 852-3060
Contact us by email:
contact@creditlifeplus.com
Follow us on social media:
@creditlifeplusofficial